Are You Getting the Injury Compensation Your Deserve?
With the AIG liquidity crisis and economic downturn, many insurance companies are attempting to protect their bottom line by denying claims or undervaluing compensation for long-time policyholders involved in car accidents. The insurance company’s primary goal is to protect their profitability. This usually makes getting compensation more difficult than it should be.
Insurance companies have an obvious conflict between, on the one hand, trying to stay as profitable as possible, and on the other, paying their policy holders what they are rightfully owed. The job of an injury lawyer is to hold insurance companies accountable for the coverage their clients have paid for.
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The bottom line is that professional Cook County personal injury attorneys will protect your legal rights under Illinois law. A good example is the law to reduce car accidents caused by distracted drivers. According to the 2008 Illinois Crash Facts and Statistics report, there were 1,043 fatalities in vehicle crashes on state roads. Each fatality was estimated to cost $1,200,000. Each Type A incapacitating injury, was estimated to cost $67,500, and each non-incapacitating Type B injury was estimated to cost $21,800. Type C injuries were estimated to cost $12,400.
In Illinois, the state mandatory minimum amount of liability insurance is $20,000 per person. Surely, the mandatory minimum amount of $20,000 won’t cover the costs of an incapacitating or non-incapacitating injury. Numerous horror stories tell of insurance adjusters offering lowball compensation for car accident victims.
Car accidents can lead to serious, life-changing injuries, like chronic back problems, traumatic brain injuries and spinal cord injuries, which might not develop until years after an accident. A Cook County personal injury attorney can aid and assist victims by finding doctors who will properly estimate the extent of car accident injuries.
A personal injury lawyer will carefully protect your legal rights, ensuring just compensation for lost wages, pain and suffering, rehabilitation and medical costs. A lawyer’s duty is to protect your rights, not the insurance company’s profits.